Experienced Tax Strategy When the Stakes Are High.
San Juan Financial helps South Orange County individuals and business owners plan proactively, navigate complicated tax matters, and respond confidently when the IRS becomes involved.
“Plan intelligently when there is opportunity. Respond confidently when there is a problem.”
The experience required to resolve a tax problem can also help prevent one. San Juan Financial combines proactive planning, thorough preparation, and representation experience so clients can make informed decisions before and after tax complications arise.
Proactive Tax & Financial Guidance
Tax planning, preparation, bookkeeping, business consulting, and long-term financial guidance from an Enrolled Agent team.
Urgent Tax Problem Review
IRS notices, audits, back taxes, unfiled returns, collections, and liens. We start by understanding your situation and deadlines.
The right work, at the right time, for the situation in front of you.
Keep More of What You Earn
Tax planning, projections, entity considerations, and legal tax-reduction strategies tailored to your circumstances.
File With Confidence
Individual, business, estate, trust, and multistate returns prepared and reviewed by experienced Enrolled Agents.
Resolve Tax Problems
IRS and state notices, audits, collections, back taxes, unfiled returns, and representation before tax authorities.
Build a Stronger Business
Bookkeeping, QuickBooks support, payroll assistance, profit planning, and business consulting for owners.
A former controller who chose taxpayer representation as her life’s work.
Patti Kappen built her early career inside businesses as a corporate controller, closing the books, managing cash, and translating financial reality into decisions owners could act on. That perspective still shapes how she approaches every return and every notice today.
Since becoming an Enrolled Agent in 2002 and completing training through the National Tax Practice Institute (NTPI), she has focused her practice on the areas where experience matters most: proactive planning for individuals and business owners, thorough preparation, and direct representation before the IRS and state agencies.
A past president of the California Society of Enrolled Agents and the local Orange County chapter, with prior service on the National Association of Enrolled Agents’ board, Patti’s work extends beyond her clients into the profession itself.
Credentialed professionals with a long‑standing presence in Orange County.
Tax planning, representation, business advisory
Individual and small business tax preparation
Preparation and client review
Bookkeeping and QuickBooks support
Team roles and credentials shown as of publication. Please verify with the firm before relying on any specific professional’s scope of practice.
Credentials that translate into practical experience for our clients.
Enrolled Agents are federally authorized tax professionals who may represent taxpayers before the IRS. The distinction matters most when a return becomes complicated or an agency becomes involved.
Federally authorized tax professionals who may represent taxpayers before the IRS on audits, collections, and appeals.
Advanced representation training through the National Tax Practice Institute, focused on procedure and client advocacy.
Prior state and local society presidencies and national board service inside the Enrolled Agent profession.
Decades of direct experience working with taxpayers under examination, collection, and compliance pressure.
A Tax Notice Is a Deadline — Not a Strategy.
When the IRS or a state agency writes, the first work is understanding the situation clearly. We begin by mapping what has happened, what is required, and what time you actually have to respond.
We do not guarantee a particular resolution or imply that every taxpayer qualifies for an offer in compromise. Outcomes depend on facts, compliance history, and law.
Original guidance for service members and their families.
Combat-zone extensions, residency and domicile questions, military pay exclusions, relocation and multistate filing, home sales, and reservist considerations — presented as guidance and a direct path to consultation, not a link farm.
Relationships measured in decades, not tax seasons.
“More than fifteen years of steady, careful work — and thorough preparation when I was audited by the IRS.”
Two clear pathways, depending on where you are today.
- 01Tax Strategy Review
- 02Financial and Tax Assessment
- 03Recommended Planning Priorities
- 04Preparation and Ongoing Guidance
- 01Urgent Case Review
- 02Secure Notice and Document Collection
- 03Compliance and Resolution Assessment
- 04Representation and Status Updates
- 05Post-Resolution Planning
Plan Ahead — or Get a Clear Path Forward.
Whether you want a proactive tax strategy or need experienced help with a pressing IRS matter, our team is ready to review your situation and outline the next step.